Tag Archives: Social Security benefits

Your Life Is NOT a Spreadsheet

Financial advisors go on and on about the “retirement crisis” facing millions of Baby Boomers. They quote the statistics from study after report after study that all reflect the poor saving habits of an entire generation. They then tell us that too many Baby Boomers are expecting Social Security to fund their entire retirement when …

Throw Away the Retirement Calculator

Talk about having a bad day. I just plugged numbers I’ve compiled about the average income and savings of Americans nearing retirement into one of those online retirement calculators. It suggested, among other encouraging ideas, that I increase the rate of return on my investments to around 30% and delay retirement until I’m 108!! This …