Moving Abroad

Irrational Exuberance

Regardless of your political persuasion it’s hard to argue that life isn’t improving these days for most Americans. The recently passed Tax Cuts and Jobs Act plus the administration’s deregulation initiatives have combined to help register the nation’s lowest unemployment rate in 18 years. Black unemployment currently stands at the lowest rate ever recorded. Wages …

Your Life Is NOT a Spreadsheet

Financial advisors go on and on about the “retirement crisis” facing millions of Baby Boomers. They quote the statistics from study after report after study that all reflect the poor saving habits of an entire generation. They then tell us that too many Baby Boomers are expecting Social Security to fund their entire retirement when …

Throw Away the Retirement Calculator

Talk about having a bad day. I just plugged numbers I’ve compiled about the average income and savings of Americans nearing retirement into one of those online retirement calculators. It suggested, among other encouraging ideas, that I increase the rate of return on my investments to around 30% and delay retirement until I’m 108!! This …

How to Find Affordable Health Care

Despite being part of the national conversation for years, achieving the goal of affordable health care in the U.S. has remained elusive. According to eHealth’s Health Insurance Price Index Report, in 2016 the average monthly premium for family coverage was $833 and the annual deductible for family plans averaged almost $8000. Ouch!! What most Americans …