Expat Life

Do You Need $1,000,000 to Retire?

The myth of needing $1,000,000 in retirement savings resides in the same camp as drinking 8 glasses of water a day–both numbers are widely assumed to be truisms although no one even knows where they originated. How much money one needs for an acceptable retirement is not a one-size-fits-all equation. The answer boils down to …

Your Life Is NOT a Spreadsheet

Financial advisors go on and on about the “retirement crisis” facing millions of Baby Boomers. They quote the statistics from study after report after study that all reflect the poor saving habits of an entire generation. They then tell us that too many Baby Boomers are expecting Social Security to fund their entire retirement when …

Retirement Planning: Why Working Longer May Not Work

Based on a recent survey by The NHP Foundation, a not-for-profit provider of affordable housing, 73% of non-retired Americans aged 50 and older want to delay retirement. We’ll get to that word “want” shortly, but let’s first discuss some reasons why working longer may not be the solution to retirement savings problems. A study from …

How to Find Affordable Health Care

Despite being part of the national conversation for years, achieving the goal of affordable health care in the U.S. has remained elusive. According to eHealth’s Health Insurance Price Index Report, in 2016 the average monthly premium for family coverage was $833 and the annual deductible for family plans averaged almost $8000. Ouch!! What most Americans …