Month: June 2018

Your Life Is NOT a Spreadsheet

Financial advisors go on and on about the “retirement crisis” facing millions of Baby Boomers. They quote the statistics from study after report after study that all reflect the poor saving habits of an entire generation. They then tell us that too many Baby Boomers are expecting Social Security to fund their entire retirement when …

Retirement Planning: Why Working Longer May Not Work

Based on a recent survey by The NHP Foundation, a not-for-profit provider of affordable housing, 73% of non-retired Americans aged 50 and older want to delay retirement. We’ll get to that word “want” shortly, but let’s first discuss some reasons why working longer may not be the solution to retirement savings problems. A study from …